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Essential Factors to Bear in Mind While Filing a Pension Claim

October 12, 2012 by  Filed under News


"no win no fee"The State Pension Benefits had been implemented since the mid-1900s. This particular pension plan falls under the United Kingdom Government Pension Arrangement Scheme, forming part of the three way scheme, the other two factions being the Graduated Retirement Benefit and the State Second Pension, which was formerly known as the State Earnings Related Pension Scheme. It is absolutely the duty of the state to ensure that each person eligible for the benefits is contacted as soon as the due date approaches. However, in certain cases, such people might not be contacted. In such a situation it is advisable to take the help of a no win no fee attorney to represent you as you file your claim for the accidents at work or perhaps, a road traffic accident. The reason behind taking the help of an attorney is that the state benefit laws are quite complicated and varied. There are multiple clauses under each faction, and the rules are highly customisable, meaning that they differ from person to person. Therefore, only a highly experienced person specialising in this field will be able to ensure that you receive just what you deserve, especially because the amount will also vary from person to person and situation to situation.

Before you actually make a claim for the pension, it is advisable to ensure that you have correctly calculated your age. This of course refers to the age when you become eligible to receive the benefit. This needs to be calculated properly to ensure that you have actually reached your benefit age. Normally, the state pension office will contact you four months before you reach the required age, and the maximum limit is three months from the same. Therefore, if you haven’t been contacted till then, you need to re-calculate whether you have reached the age in order to ensure that you have not been panicking needlessly. Keep in minds that you cannot go by any general guideline here since the age or receiving the state benefit will be exclusive to each person.

The smartest thing to do here would be to appoint the services of a no win no fee attorney who would be able to go through the many tiny details that go into making a claim for the state benefit. While making the claim is fairly easy; all you have to do is to fill up the claims form on the website of the state benefit office. If you are unable to log on to the website, you can also make a direct claim through the helpline of the department. Besides your age, you also need to check whether you are receiving certain benefits already, in which case you might be exempted from making a claim. Also, filing an online claim is an option only if you are a resident of England, the Wales and Scotland. Since certain rules also apply to people who are living abroad, you can make a claim for pension by looking up the clauses even if you are an expatriate. A separate set of rules also apply to those who are residents of North Ireland.

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